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Promises, promises.

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I don’t write a Bible Study or devotion blog, but I do like to share what I’m reading or thinking about. Right now, that’s Jeremiah.

I listen to Daily Audio Bible as part of my devotions (almost) every day. I started listening in January and have found that I really love hearing the Bible as a change from reading. We have an Old Testament reading, a New Testament one, and then a Psalm and a Proverb each day.

We’ve been in Jeremiah for the last two weeks or so. I love Jeremiah–he’s definitely my favorite prophet, and this might be my favorite book in the Old Testament. I love that he was young when called, and goes through some odd trials, and stays faithful and just keeps telling the truth. In the last few days, three sections have stood out for me, and I’d like to share them.

In Jeremiah 18, God tells Jeremiah to go see a potter, and then God describes Himself as the potter. God is going to have to treat Israel the same way that a potter treats a spoiled vessel. God used this illustration to say, “Look! I’m a potter, and I’m shaping some pretty bad stuff for you. Change your evil ways!”

So here’s what I love: A potter shapes a vessel by applying pressure from the inside and the outside. The image of God as potter is so useful when I think about the ways God tries to change my heart. He works on my from the inside AND the outside, from quiet whispers to my heart and the life circumstances that I find myself in. He uses them TOGETHER to work me into a vessel that pleases Him.

Now I’ll jump to Jeremiah 29. Did you know that Jer. 29:11 is the most searched verse on Bible Gateway? Sure enough. Haven’t we all heard it as a young person we love is being launched into a new phase of life, like confirmation or graduation? It seems so reassuring:  God has this, God has a plan and you just need to find it. Except, that isn’t exactly the context.

Jeremiah has just gotten done telling the nation of Judah that they are about to leave Jerusalem. Not for a couple of months, or one or two years, but for 70 years. The people who leaving aren’t coming home. And it’s not a vacation. They are being exiled by Babylon, sent to live in a foreign land. But the message God give Jeremiah is hopeful: Yes, it is bad–but you must go through this to be the people I know you can be. Go and build your homes, plant gardens, marry and have children, find husbands and wives for your children. Then, one day, your children will come home. And then God says: “For I know the plans I have for you, plans for your welfare and not for harm, to give you a future with hope.” Think of that–the people are being exiled but God speaks and says that I have a plan. I will use this circumstance to help build your future. Do NOT lose hope.

And then, two verses later, he says the most hopeful verses of all: “If you seek Me with your whole heart, I will let you find me…” That’s the plan! That is what God truly desires for all of us. Here God is, speaking into the darkest situation the Hebrews can face. The siege ramps are being built. The soldiers are massing outside the walls of Jerusalem. And yet God reassures His people that if they will only seek Him, there is reason for hope. A reassurance of crops and homes, children and grandchildren and a return home.

This hasn’t been an easy fall in our home (I’ve had shingles, remember? STRESS), and when I realized the whole context of this verse, the richness and the promise, I just grabbed it and held on. Even in the dark times God promises good, He promises He has a plan.

Finally, in Jeremiah 32, we find the city of Jersualem right at the tipping point of the siege. Jeremiah is imprisoned because, as usual, the king doesn’t like what Jeremiah has to say. Out of nowhere, Jeremiah’s cousin shows up and asks him to buy his field. Now what this cousin was really after was some money, because once the kingdom of Judah goes into exile, this land will be worthless. And Jeremiah is in jail anyway! But God says to Jeremiah, “Buy that land!” and Jeremiah does. He carefully records the deed in front of multiple witnesses and seals the documents in a strong clay jar.

Later, Jeremiah says to God, “I don’t get it! Why buy this land that will be worthless to me soon?” And God says, “It won’t always be worthless. You did it as a sign that the day is coming when people will buy and sell land again. You are coming back.”

A promise. The barbarians (or Babylonians, in this case) are literally at the city gates, and God is still trying to get Jeremiah to focus on the promise that is coming.

I love that these stories, not new to me, are standing out in a different way as I listen to them. If you are looking for a different way to experience a quiet time, I’d love to invite you to join me and thousands of others who download the podcast every day. And I’d love to hear how you have read or heard an old story in a new way!

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Creative Accounting, 10/20

I seem to always have a bunch of projects in the pipeline, and I thought it would be fun to periodically share what I’m working on. Both of my grandmothers did tons of sewing or quilting, and I find myself coming full circle to that since I just finished my first quilt last month. And since I am a self-avowed “bad finisher” this might be a good place to ‘fess up to all the projects that sit around!

Plus I’m a dork and can’t resist a bad pun. Sometimes actuaries have to explain what they do, and a pretty pithy explanation is that we are exceptionally creative accountants. (We even get to predict the future!) So this title is kind of a groaner, you know?

Anyway, when I’m not writing jokes, here are a few things I’ve got in the pipeline right now:

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Pillows for the couch. I’ve got some lime and turquoise ones right now but they are KILLING me because they look too summery. The rich blues, greens and magenta feel like fall to me. I need to quilt these tops and then get the pillows made.

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This is a LemonDrop Tunic from Anna Maria Horner. Seriously, I just need to add sleeves and pockets and sew up the side seams. But I haven’t finished it even though it is prime time for wearing it! I tried on a sample when I went to AMH’s CraftSouth workshop in Nashville during AUGUST–how can it have been two months ago?! It is super-cute so I really need to do this. But I want those pillows worse…

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Bill’s needlepoint belt. So preppy it just makes me smile. It’s the alphabet in nautical flags…right now I’m up to “M.” I love this simple needlepoint, and I was making good progress on it until I started walking instead of working on this while I listen to Daily Audio Bible. Stupid FitBit, keeping me from the couch and my needle.

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A patch in an intended Alabama Chanin-style throw. It’s reverse applique using jersey knits. Actually, it’s just practice for me to make my skirt. But I have a stack of patches I could make…someday…Natalie Chanin was the other instructor at the CraftSouth class. I fell in love with hand-sewing that weekend!

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The hat that needs to be my number one priority right now! Done with the ribbing…now I’m into the body of it.

And that’s it (or all I’m admitting to right now)! Hopefully I can post another accounting in a couple of weeks and there will be some progress. Are you working on anything right now?

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An ordinary blog.

I read this today: What if Having an Extraordinary Life Isn’t the Point? (via Maggie’s Farm, a source of endless great articles for me!). Go read it. I’ll wait.

So here’s the deal:  I enjoy writing, like to write a blog, and I’m glad I’m doing it again. But we are just ordinary. So ordinary. And I always felt like I needed to say something earth-shaking, make an IMPACT for goodness’ sake. Or I was just wasting my time.

But frankly, I don’t have time to shake the earth while I am raising my four sweet kids, keeping up with my husband and farm and the endless laundry.  I don’t think that I’m called to do something more earth-shaking, more extraordinary, than just these few things right now.

My ego wishes it weren’t so. I love talking in front of people. But I don’t really have anything extraordinary to say. Wouldn’t it be cool to have some awesome insight, a great message to take to people? But that’s not who I am. I’m ordinary.

I’ve committed to writing every day in October as part of the 31 day Challenge. I didn’t really have a topic; instead, I just wanted to find my voice, see what my sweet spot of writing might be. I think I’ve found it.

I’d like to just share our ordinary life. I think that for me, the writing will be good, a way to notice and record. And for my friends and far-flung family, it is a fun way to keep up. And for other readers who choose to join me, maybe it will be just another peek into one way ordinary life can look. I’d love for you to join me.

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Final thoughts on HOPE

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A colmado run by an Esperanza associate.

I feel like I need to wrap up my trip. I’ve shared many stories and pictures, but there are a couple of little gaps.

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A bi-weekly group meeting.

The HOW:  Microloans work because people who don’t have financial capital have social capital. The group microlending I shared earlier works with groups of five borrowers. While each person decides what loan they need, the GROUP is responsible for the GROUP’S loan. So there is a lot of pressure from the community–and a lot of help, too–to make good on the loans. We saw the lady whose clothing business failed. Her group helped her come up with another idea. It was in their interest because they would have been on the hook for her loan if she couldn’t have paid! The loan usually has to be paid back in six months.  This keeps the amounts manageable. Associates can take another loan at the end of the six month cycle, and many do. Most of the people we met are multi-year clients of Esperanza.

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The whole group. Looking a little green! I think we need to take a daytime picture next time.

Our group:  One of the best parts of the trip was spending time with other Christians who are interested in building God’s kingdom but aren’t convinced that handouts are the answer. Most of the people we were with have spent some time considering what happens after you give money to an organization. They were also predominantly entrepreneurs (like my husband), and understand that commerce and business are just tools that God gives us to create wealth and promote human growth and flourishing. We spent hours debating the pluses and minuses of microlending, the effects it has on communities, and who is really getting helped. We wrestled with the idea that, for now, women disproportionately benefit from this program. (“Where are the men?!” was an enormous concern.) But I feel safe in saying that we all saw this as a powerful tool for getting people onto the ladder that will lift them out of poverty. Simply reducing vulnerability to all of the risks life presents seemed to many of us to be a worthy reason to support microfinance.

They were also incredibly fun! We had card tricks and the world’s funniest joke (yes, really), a beach-front talent show and breakfast devotions that will stay with me for a long time. I may need to be more involved with HOPE just to stay in touch with people.

And that brings me to…

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The HOPE USA and DR staff. What a great group of people!

The HOPE Staff.  Honestly, Bill and I can’t think of a time when we have been more consistently impressed with the people associated with an organization. All of them, from the president (Peter Greer) to the loan officers in the field. Several staff from the US accompanied us on this trip, and each one was kind, smart, and committed to poverty alleviation in the world. They came from a variety of denominations so there wasn’t a particular dogma they were attached to. Rather, they came together around God’s Word and a commitment to bringing Jesus to the world through commerce and microfinance. This is a organization worth supporting.

I think I’ll end there, because I can’t think of anything better to say! I hope that my posts have inspired you to think about the “least of these” around the world, and possibly to consider becoming involved with a group like HOPE International or another similar organization. Please feel free to ask other questions–I can certainly find out answers if I don’t know them!

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The Landlady

Now that I have pictures, I’d like to share the story of one Esperanza client.

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Meet Nancy, pictured here with her loan officer (and friend, mentor and pastor), Ycedro.

Fifteen years ago, Nancy didn’t have a business. She did have a daughter-in-law, though, who suggested she at least start selling juices to earn a little extra money. So she took a loan from Esperanza for equipment, and that juice stand has grown and grown and grown…

To a colmado (corner store)…

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And a nice home…

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And a four-plex that she rents out (It’s the orange building behind Nancy down there)!

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There is even room to grow plantains.

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Two of her children are still in school. One is finishing high school and another is headed to college. Esperanza helps with school loans!

These are two of her sweet grandchildren. Nancy has changed their lives by participating in Esperanza.

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And if you ask Nancy if this is all, she laughs. She says NO! Her first priority is a second location for another colmado. The street she is on is pretty quiet, and she knows she needs more traffic to keep growing. She would also like to add more employees. She has one employee now but will need to hire more with the opening of a second location.

It started with a juice stand and a loan, and a lot of elbow grease. But Nancy’s life is more stable, more powerful, less vulnerable thanks to Nancy’s hard work and the opportunities the small loans of Esperanza afforded her.

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Is it beautiful?

Today around lunchtime I had a thought I’m pretty sure I’ve never thought before: “I want to make something beautiful.”

It had been a perfectly nice day but this week has been a little short on creativity. My off-track thoroughbred (OTTB) Finn had given me a terrific lesson this morning, but there’s been more than the normal crush of laundry this week, plus getting back in the groove of home life after even a short time away.

But I don’t think I’d ever thought THAT. The desire to make beauty. Well. IMG_5226

Honestly, I think I know what I was thinking about. I’m making pillows for the family room that are a mix of hot and cool Anna Maria Horner prints. The combination is just delicious to me. I am dying to finish them and can’t seem to get them done! I went to my sewing room and started putting pieces together. I thought that this indeed is beautiful. I really love these prints.

But then my sewing machine refused to cooperate! It started eating my patches, arghhhh.  So I couldn’t make these beautiful things.

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I took my camera with me when the girls went to ride, and captured this photo of my grand-pony Bailey. (Best. Pony. Ever.) Beautiful? I don’t know.oct16-2

And then, I headed to school to watch Matthew in the JV game (they won!). Beautiful? Probably not.

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I have a friend being deployed “someplace cold” in three weeks, so I just cast on a hat for him to wear under his helmet. While it’s a delicious wool-alpaca blend, I’m not sure it qualifies as beautiful.

So I feel like I’ve paid attention today, but I didn’t really get to make anything beautiful today. What an odd thought–and I wonder if I’ll get to make anything beautiful tomorrow.

How do you notice beauty in your daily life? Made anything beautiful today?

***YAY! Apparently I can upload photos. Please return tomorrow when I’ll publish a whole bunch of pictures from our Dominican Republic trip.***

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Every loan has a story.

Oh, friends, I am having such stupid blogging troubles. I have so many pictures that I want to share, but WordPress is not feeling cooperative. So I’m stuck between telling a story with words only, or no post at all.  I’m choosing to tell the story…

Imagine that you are one of the billion or so people in the world who live on less than $1.25 a day. Every day is a balancing act–things that middle-class Americans take for granted simply don’t exist.

If you have an idea that requires some capital, your only choice is to save. Your savings is in cash, so it’s easy to steal. If it’s paper, it can be destroyed by flood or flame or animals. You probably live in a culture that demands you support your family–whatever you have is theirs, and if they have a need and you have the means, well, you simply must share. The only kind of loan you can get is from a loan shark–you’re too small to deal with a bank, much less a credit card.

So without access to banking services, your options for working, having a business, or even improving your home are very limited at best. This is the gap that HOPE and Esperanza* seek to fill in the Dominican Republic.

Today I want to share the WHO and WHAT of HOPE. Tomorrow we can talk about the HOW–but I just really want to share some stories. Hopefully I can share pictures tomorrow!

During meetings in the villages of Mato Palacios and Casa Colorado we met about 25 women and men who were attending their bi-weekly meetings.  All of them wanted to tell their stories–here are a few.

  • A lady who makes and sells underwear. Her first loan was for a sewing machine. She has used her more recent loans to improve her home from wood to concrete block.
  • A lady who became literate through Esperanza* programs. She has a food stand.
  • A 13-year client who sells clothing house-to-house. She has bought a small farm outside the village, and now raises goats and crops as well as maintaining her business.
  • A shopkeeper who expanded her inventory through Esperanza loans.
  • A lady who had a road-side fry stand, and began farming. Her loan helped her to rent a tractor for plowing her farm.
  • A couple who make cheese and candy. They buy the milk from a cooperative. Loans paid for the equipment they need for making their products.
  • A lady whose clothing sales just bombed. (There is a lot of competition in this kind of business.) So she regrouped, bought a freezer, and now sells ice cream and ice. She sells about $1000 of ice cream per month, clearing $600.
  • A pig farmer.
  • A furniture maker who has used a series of loans to buy power tools. He now has enough orders to look for employees. He told us that when he started with Esperanza, his two prayers were to raise his children to follow the Lord, and to have a business that would succeed. He said that through Esperanza God had answered those prayers.
  • A corner shop order who had most recently added an ice cream freezer. In two years her business had gone from a loan of $125 (paid back) to her current loan amount of $1250. Her business has grown more than enough to support a larger loan and payment!
  • A lady who had started as a juice stand and now owns a corner store with large inventory.
  • A lady who sells cell-phone minutes. Through loans she has been able to improve her home to include a strong roof and concrete block construction.

When you read these stories, keep in mind that the vast majority of these loans are in the $125-$300 range. I can’t express how amazing it is to sit in a room with these people and listen as they describe their successes.

The president of Esperanza was also with us, and she told us what might have been the most important thing we heard that day.  She said that the associates wanted us to know that “It’s not about the money. We have dental, literacy, medical, business training…spiritual guidance…The focus is always on God’s will. We always read the Bible.”

We heard “Thanks to God…” and “With God’s help…” so many times this weekend. We saw the transformed lives that come from work. Really, it’s a transformation from powerlessness and vulnerability to self-determination and creativity.

We met two other super-stars, but I’m dying to share pictures with you, so I’m going to wait until tomorrow for their stories.

*HOPE International and Esperanza work in tandem in Dominican Republic to provide Christian-based microfinance services. Our trip was with HOPE but the services are all provided directly by Esperanza.

**UPDATE:  I’ve added pictures!

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Some of the associates at their bi-weekly meeting in Mato Palacios.
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A colmado in Casa Colorado. This sweet little baby was passed around the meeting–clearly, everyone loves her!
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Most of the associates from Casa Colorado. The man in blue is the furniture maker I mentioned earlier.
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Part of the village of Casa Colorado.
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Our ice-cream maker tells Alex about her success.
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Julianne from HOPE shows us what one associate’s passbook looks like. All of the loans, repayments and savings are recorded in this book and in Esperanza’s records.
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There’s that sweet baby again! She was so good during the meeting.
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Every meeting opens with a devotion. This week it was Isaiah 53.
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Sunshine turns Eleven

***I’m having technical difficulties getting my pictures up. Ugh. I’m posting this in the knowledge that I’ll be editing it tomorrow, I hope, to add pictures.***

Ever since she was born, we’ve thought of Darcy as our sunshine. Something about that wide-eyed, open smile. Plus she can be hilarious so we are always laughing.

Our baby girl turned 11 today. What a precious gift. We had dinner with all the grands tonight. Nothing fancy but a fun time around the table. And we laughed. A lot. I’m still trying to remember what Matthew said that started us just rolling at the dinner table. Isn’t it funny? The memories of the laughter last a lot longer than the joke itself.

Updated:

Here are the pictures I wanted to post the other night…

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Re-entry

Only in my hometown!
Only in my hometown!

We left town for four days, but I swear the kids are two years older. How does that happen?

I wanted to take a little break from telling about my trip. I still have so many thoughts just swimming around and I want to do a good job of telling the stories we heard. Not much processing went on today, though, because the kids had the day off and we needed to get caught up!

So today was back-and-forth to football practice, a visit to the orthodontist, a shopping trip to buy homecoming dance clothes, and time for a ride. In other words, right back into real life, where nothing that was on your list gets done but all of it is good.

We ended our day with Chinese food and a lot of conversation. It’s homecoming week this week and somehow we will need to pack ten days of crazy into a four-day week. Plus a super-sweet certain someone is celebrating her 11th birthday this week and cakes need to be made.

I’ll be back tomorrow with more about my trip. For tonight I’ll add a picture from the spectacular evening we had–unexpectedly! we thought it would rain–and marvel at how normal it all is. Re-entry, normal life…God is so good to us.

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It’s good to be home.